Could This Happen to Your Family?

If you’re 65 or older, there’s a 40%-60% chance you’ll enter a nursing home some time during your life. And the average stay is 2½ years. You’ll need nursing home care when you can’t perform normal activities of daily living, like eating, dressing, bathing, using the bathroom, moving around easily, or remaining continent. About 45% of the people over 65 in nursing homes are there due to a cognitive impairment like Alzheimer's disease, but strokes and broken bones from falls are also big contributors.

When this happens to you or a family member, how will you pay for it? Ignoring this question can have devastating consequences because nursing home costs are appallingly expensive; ranging from $4,200/month to over $8,000/month...and increasing by 5%-9% every year. In California, the average cost is $170/day, or $5,095/month; that’s more than $60,000/yr!!

Here’s the real problem - Medicare doesn’t cover these costs! Worse, 9 out of 10 seniors don’t have long term care insurance and will have to pay the nursing home costs themselves. Do you have $60,000 or more a year to pay for your own, or a family member’s long term health care? And if you do have insurance, you’ll still pay $1,000 to $5,500 per month because few long term care policies provide 100% coverage.

Over 97% of the people reading this information don’t have enough savings or investments to pay for long-term care, including nursing home costs, and will end up going broke if long-term care becomes necessary. Tragically, 6 out of 10 people exhaust their assets within 13 weeks, and 9 out of 10 exhaust ALL of their money within 16 weeks.

This is a frightening and hopeless situation, but Senior Care Advocates puts an end to your fear. To find out about the advantages of having Senior Care Advocates help you avoid the financial nightmare of long term care, call our toll-free number now, 1-866-SENIOR9, or 1-866-736-4679, and ask for more information.